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MetLife offers a variety of solutions that help balance cost with employee needs. Designed specifically for new retirees, providing coverage to meet their changing needs and driving employee loyalty at no cost to employers.

Employees should confer with their qualified legal, tax and accounting advisors as appropriate. The amounts allocated to the variable investment options of your account balance are subject to market fluctuations so that, when withdrawn or surrendered it may be worth more or less than its original value.

Offers life insurance protection along with a tax-advantaged saving option that allows your employees to save for their future These coverages: Conditions and restrictions may apply.

Product Tailored benefit programs for companies with employees. Product availability and features may vary by state.

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Term Life Insurance Offer employees a cost-effective financial safety net for a fixed period of time. Group Variable Universal Life insurance has limitations. There is no guarantee that any of the variable options in this product My lief steel meet their stated goals or objectives.

Product Additional support and guidance for policyholders and beneficiaries. Offers additional coverage for spouses, domestic partners and eligible children creating even more value for your benefit program with no additional cost to employers. Waiver of Premium is not available in California and New York.

Group Life Insurance

Combines life insurance protection with tax-advantaged investment options enabling employees to grow their savings.

Any discussion My lief steel taxes is for general informational purposes only and does not purport to be complete or cover every situation.

Please refer to the product specific Cost and Benefit Summary for additional costs, if any, and the availability of features and enhancements, or contact your MetLife representative for more information. We will notify certificate holders if a contribution would cause their certificate to become an MEC.

Applies to insureds between issue ages of 17 and In general, if the funding of a certificate exceeds certain limits, it will become a "modified endowment contract" MEC and become subject to "earnings first" taxation on withdrawals and loans.

Information for Employees Learn more 1 Employees pay a level premium until the age of 65 or for 20 years if the policy is purchased at age 46 or later, after which the policy becomes fully paid with no premiums due. Employee-paid coverage that provides spouses and dependents with a benefit equal to the Dependent Term Life benefit amount.

Allows employees to increase their protection to meet their individual needs at no cost to employers. Prospectuses for GVUL and its underlying portfolios can be obtained by calling All product guarantees are subject to the financial strength and claims-paying ability of Metropolitan Life Insurance Company.

This rider is not available in California and New York. Coverage can be paid up at age Optional features protect employees in the event of early death, chronic illness or disability2,3,4 Portable coverage enables employees to take the coverage with them.

Any outstanding loans will reduce the cash value and death benefit. Please contact MetLife for complete details. For more information about our life insurance solutions, please contact your broker. This low-cost coverage pays for a covered accident that results in a loss of life, speech, hearing or sight, paralysis and other losses offering employees more ways to protect themselves and their loved ones.

Like most insurance policies and benefit programs, insurance policies and benefit programs offered by Metropolitan Life Insurance Company and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations and terms for keeping them in force.

Employee-paid benefit that is offered as a stand-alone coverage to employees, spouses and dependent children — available regardless of enrolling in life insurance Business Travel Accident BTA. MetLife, its agents and representatives may not give legal, tax or accounting advice and this presentation should not be construed as such.

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Whole Life Insurance from Texas Life Insurance Company Help employees ensure their loved ones are protected from the cost of final expenses. And offers features employees may need, including: Employer-paid coverage that includes an additional benefit for covered accidents resulting in death or serious injury for employees who are traveling on company business, both domestically and internationally Insights See how benefits can drive tangible results in the workplace.The new Barbie game My Dreamhouse lets you design and decorate your ultimate Dreamhouse!

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My lief steel
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